Unlocking the Mysteries of Sleep

Understanding Your Sleep Cycle

• calendar_month 05/23/24
• category Science

Sleep, that elusive yet essential part of our daily lives, is often misunderstood. We spend about a third of our lives asleep, yet many of us know very little about what happens during this crucial time. In this blog, we'll delve into the fascinating world of sleep cycles, exploring the stages of sleep and their impact on our health and well-being. What is a Sleep Cycle? To understand th...

Security Deposits in California and What You Need to Know

• calendar_month 02/13/24
• category Landlord
• post Security Deposit

    Security Deposits in California and What You Need to Know       Assembly Bill 12 (AB12) is a significant piece of legislation in California aimed at making housing more accessible and affordable by limiting the amount landlords can charge for security deposits. Here's a simple summary that includes the exception for small landlords, along w...

Supplemental property taxes?

Let's find out

• calendar_month 10/31/23
• category Supplemental taxes
• post Taxes

PROPERTY TAXES IN CALIFORNIA Supplemental property taxes have been with us since July of 1983, but you and your neighbors still may not know what they are, what they do, and how they affect you and your property. To help you better understand this confusing subject, the California Land Title Association has answered some of the questions most commonly asked about supplemental real propert...

Developing Effective Communication Skills

Communicating Effectively

• calendar_month 07/10/23
• category communication

Developing Effective Communication Skills   Be an Active Listener The starting place for effective communication is effective listening. “Active listening is listening with all of one's senses,” says physician communication expert Kenneth H. Cohn, MD, MBA, FACS. “It's listening with one's eyes as well as one's years. Only 8% of communication is re...

California Dream Get Your 20% Down Payment

Shared Appreciation Loan

• calendar_month 03/28/23
• category Down payment assistance
• post Down payment, Loan, Mortgage

California dream for All Get your 20% Down Payment  Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the...